About the PayPal Fee Calculator
PayPal deducts a percentage plus a fixed fee from goods-and-services payments. This calculator shows the fee and what you net on a payment, and can reverse the math to find what to charge so you receive a target amount.
How it’s calculated
Fee = amount × rate + fixed. Net = amount − fee. To net a target: charge = (target + fixed) ÷ (1 − rate).
Example calculation
On a $100 payment at ~3.49% + $0.49, PayPal takes about $3.98, leaving roughly $96.02.
Frequently asked questions
Are these the current PayPal rates?
The calculator uses PayPal's standard US goods-and-services rate as of the review date shown with the result. International, micropayment, and other rates differ — confirm current fees with PayPal.
How do I make sure I receive a specific amount?
Switch to the charge-to-net mode and enter your target — the calculator grosses up the amount so that, after fees, you're left with what you need.
This tool provides estimates for general informational and educational purposes only. Results are based on the values you enter and standard formulas, and may not reflect your specific circumstances.