About the Bonus Tax Calculator
Bonuses often feel smaller than expected because of how they're withheld. This calculator applies the flat 22% federal supplemental rate, Social Security and Medicare, and your state rate to estimate what actually lands in your account.
How it’s calculated
Take-home = bonus − federal supplemental (usually 22%) − Social Security & Medicare (7.65%) − state tax. Withholding isn't your final tax — it's reconciled when you file.
Example calculation
A $10,000 bonus with 22% federal, 5% state, and 7.65% FICA leaves about $6,535 in your paycheck.
Frequently asked questions
Are bonuses taxed at a higher rate?
Not really. Employers commonly withhold a flat 22% federally on bonuses, but your actual tax depends on your total income for the year. If too much was withheld, you get it back at filing.
How can I keep more of a bonus?
Contributing part of it to a pre-tax 401(k) or HSA reduces the taxable amount. The withholding shown is an estimate, not your final tax.
This is a simplified estimate for general guidance only and is not tax advice. It does not account for every credit, deduction, or state and local rule. Consult a qualified tax professional for your situation.