About the Job Offer Comparison Calculator
The highest base salary isn't always the best offer. This calculator adds up the whole package — bonus, retirement match, the dollar value of PTO, health premiums you pay, commute costs, and remote-work savings — so you can compare two offers on total effective compensation, in dollars per year.
How it’s calculated
Total effective comp = base + bonus + (match% × base) + PTO value (days × daily pay) + remote savings − health premiums − commute costs, for each offer. The higher total wins.
Example calculation
A $95,000 offer with 20 PTO days, a 5% match, cheap health, and remote work can beat a $105,000 offer with 12 PTO days, a pricey plan, and a commute — by roughly $7,000 a year in real terms.
Frequently asked questions
How do I value PTO?
Each paid day off is worth roughly your daily pay (salary ÷ ~260 workdays). Ten extra PTO days on a $100,000 salary is worth about $3,800 a year.
What about things I can't price?
This covers the financial package. Weigh it against the role, team, growth, stability, and work-life balance — which often matter more than a few thousand dollars.
This calculator provides estimates for educational purposes and should not be considered financial, tax, or legal advice. Your actual figures may vary with lender terms, fees, and market conditions.