About the Cash Flow Calculator
Cash flow is the difference between the money coming into a business and the money going out over a period. Enter your inflows and outflows to see net cash flow and whether the period adds to or drains your cash.
How it’s calculated
Net cash flow = total cash inflows − total cash outflows.
Example calculation
$40,000 in and $29,000 out leaves $11,000 of positive net cash flow for the period.
Frequently asked questions
Is cash flow the same as profit?
No. Profit can be positive while cash flow is negative — for example if sales are on credit or you've tied up cash in inventory. Cash flow tracks actual money movement.
Why does cash flow matter so much?
Businesses fail from running out of cash, not from being unprofitable on paper. Positive cash flow keeps the lights on while you grow.
This tool provides estimates for general informational and educational purposes only. Results are based on the values you enter and standard formulas, and may not reflect your specific circumstances.